Simple Checking - StonehamBank

Simple Checking Features

No monthly maintenance fee¹
Easily Pay Bills, Transfer Money, and Deposit Checks
Efficiently manage all of your finances in one place with our personal finance management tool
Debit Card Rewards
50% off first order of Basic Style Checks
Access to 55,000+ surcharge-free Allpoint® and SUM Network® ATMs
Up to $10 in monthly ATM surcharge reimbursements
24/7 Account Access with our online and mobile banking services
International buying power with our Visa® Debit Card

This is a non-interest-bearing account. $10 minimum balance to open account.

¹For a full explanation of our fees, please refer to our Fee Schedule.

Effective as of 1/17/2025

Account Feature	Optimum One Checking	Optimum Plus Checking	Simple Checking
Minimum Opening Deposit	$10	$10	$10
Monthly Fee	$10*	$15**	$0
Earns Interest		.01%
Unlimited Worldwide ATM Surcharge Fee Reimbursement	✔	✔	Access to 55,000+ Surcharge-free Allpoint and SUM Network ATMs¹
Personal Finance Management Tool	✔	✔	✔
Free Cashiers Checks and Money Orders	✔	✔
24/7 Account Access with Online & Mobile Banking	✔	✔	✔
Debit Card Rewards	✔	✔	✔
Discount on Checks	50% off first order of Basic Style Checks	Free Basic Style Checks	50% off first order of Basic Style Checks
International Buying Power with Visa^® Debit Card	✔	✔	✔
Cash Reserve Annual Fee Waived		✔
	Learn More	Learn More	Learn More

*Monthly maintenance fee waived with one of the following: Maintain monthly direct deposit of $500, maintain an average daily balance of $1,500, or use your debit card 5 times per month for Point of Sale Transactions not ATM.

**Monthly fee of $15 is waived if the average daily balance in your checking is $10,000 or greater or if your combined checking, savings, money market, CD and IRA balances are $25,000 or greater.

¹ ATM Transactions (surcharge) crediting back 100% of ATM surcharge to a maximum of $10.00 cycle credit.